You are, or have been accepted as, a full time student at any accredited college, university or vocational school in the United States.

You have a cumulative GPA of at least 2.0

You have established permanent residency within the State of Maryland for at least one full year before entering a post-secondary program.  Students who have established permanent residency within 200 miles of Baltimore, MD may be eligible for our interest-free loan program only. 

Your family meets CSB income guidelines:

• Adjusted gross income of less than $91,000.
• Parental income for single, graduate students will be evaluated on an individual basis.

You have applied for Federal, State and school financial aid. You do not have to take an unsubsidized Federal Stafford Loan or a Parent-Plus loan to be eligible.

You are a U.S. citizen or permanent resident.